Best 6 Home Warranty Companies in Newport News, VA - USA Today (2024)

Table of Contents
Find the best home warranty for you in Newport News 2-10 Home Buyers Warranty What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Liberty Home Guard What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Elite Home Warranty What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Add-on items American Home Shield What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items First American Home Warranty What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Select Home Warranty What we like What we don't like Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Plan Name Service Fee Monthly Cost Items covered Add-on items Cost of a home warranty in Newport News Home warranty coverage What are the typical items covered under a home warranty? What items are typically not covered under a home warranty? Questions to ask home warranty providers in Newport News What items does my policy cover? How long is my home warranty good for? What contractors do you work with? How does your claims approval process work? Can I transfer my policy to the next owner of my home? Home warranty contract fine print Facts about Newport News Our methodology for selecting home warranty providers More on this topic... We also have home warranty companies in: Other services for you in Newport News, Va.

Our Methodology

We've ranked the top 6 home warranty companies that operate within 50 miles of Newport News. We base our ranking off average customer ratings weighted against the number of reviews. For more information, check out our full methodology.

The total number of home warranty companies we analyzed

Companies Analyzed

We researched all the home warranty companies that service your area

Companies in Newport News

Only companies that meet our strict criteria are selected

Companies Selected

We've ranked the top 6 home warranty companies that operate within 50 miles of Newport News. We base our ranking off average customer ratings weighted against the number of reviews. For more information, check out our full methodology.

Companies Analyzed

Companies in Newport News

Companies Selected

You might be considering a home warranty to safeguard important home systems and appliances. For a monthly fee, these policies cover repair and replacement costs when items like AC units and refrigerators break down from normal wear and tear.

Many key home systems break down before hitting the 10 to 15-year mark. HVAC systems typically last just seven to 25 years. The normal lifespan for water heaters is only six to 12 years, and most major appliances today go kaput in under 20 years, according to the experts at the International Association of Certified Home Inspectors.

If your Newport News home has a dishwasher, furnace or any other everyday appliance within that age range, you will likely experience an unexpected breakdown. The top three home warranty companies listed below offer generous coverage at affordable rates.

Appliance breakdowns due to normal wear and tear aren't covered under homeowners insurance, so having a home warranty can provide you an extra buffer against the unforeseen. We've done the research to pinpoint what home warranty providers have the best major appliance and system coverage.

Our Top Pick

Best 6 Home Warranty Companies in Newport News, VA - USA Today (1)

4.5

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Extends 60-day workmanship guarantee
  • Holds high customer ratings
  • Offers customization with 38 add-ons

GET ESTIMATE

Best 6 Home Warranty Companies in Newport News, VA - USA Today (2)

4.4

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Covers rust and corrosion damage
  • Offers comprehensive coverage limits
  • Provides flexible service fees

GET ESTIMATE

Best 6 Home Warranty Companies in Newport News, VA - USA Today (3)

3.8

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Charges low premiums
  • Includes roof-leak coverage
  • Offers solid HVAC coverage

GET ESTIMATE

Find the best home warranty for you in Newport News

Here's our list of the best home warranty companies in Newport News:

Best 6 Home Warranty Companies in Newport News, VA - USA Today (4)

2-10 Home Buyers Warranty

4.8/5

Average monthly costs: $22.00 - $80.00

2-10 Home Buyers Warranty pairs its three coverage plans with flexible service call fees. It also offers coverage perks, including an appliance color-match program and an "Even If" service fee guarantee. With this guarantee, 2-10 will refund your service call fee if your covered item can’t be fixed or replaced.

What we like

  • Offers a $25,000 annual coverage cap
  • Pairs plans with a plan-length workmanship guarantee
  • Offers unique perks such as color matching appliance replacements

What we don't like

  • Charges a monthly processing fee if you choose monthly premiums
  • Excludes washer and dryer coverage from most plans

Plan Name

Simply HVAC

Service Fee

$65 - $100

Monthly Cost

$50 - $39

Items covered

Air conditioning, Heat pump, Heating system, Thermostat.

Add-on items

Luxury package (increases coverage limits), Washer and dryer, Roof leak, HVAC surplus, Garage door opener, Additional refrigerator, Additional wine cooler, Additional freestanding freezer, Additional wet bar refrigerator, Pool, Septic system, Well pump, Water softener, Extended pipe leak, Preseason HVAC tune-up.

Plan Name

Simply Kitchen

Service Fee

$65 - $100

Monthly Cost

$31 - $22

Items covered

Built-in microwave, Cooktop, Dishwasher, Oven, Range, Refrigerator with ice maker/crusher.

Add-on items

Luxury package (increases coverage limits), Washer and dryer, Roof leak, HVAC surplus, Garage door opener, Additional refrigerator, Additional wine cooler, Additional freestanding freezer, Additional wet bar refrigerator, Pool, Septic system, Well pump, Water softener, Extended pipe leak, Preseason HVAC tune-up.

Plan Name

Essential Home

Service Fee

$65 - $100

Monthly Cost

$61 - $51

Items covered

Air conditioning, Heat pump, Heating system, Thermostat, Built-in microwave, Cooktop, Dishwasher, Oven, Range, Refrigerator with ice maker/crusher.

Add-on items

Luxury package (increases coverage limits), Washer and dryer, Roof leak, HVAC surplus, Garage door opener, Additional refrigerator, Additional wine cooler, Additional freestanding freezer, Additional wet bar refrigerator, Pool, Septic system, Well pump, Water softener, Extended pipe leak, Preseason HVAC tune-up.

Plan Name

Complete Home

Service Fee

$65 - $100

Monthly Cost

$60 - $51

Items covered

Air conditioning, Heat pump, Heating system, Thermostat, Drain line stoppages, Plumbing system, Plumbing valves, Sump pump, Toilets, Water heater, Doorbells, Electrical systems, Built-in microwave, Cooktop, Dishwasher, Oven, Range, Refrigerator with ice maker/crusher.

Add-on items

Luxury package (increases coverage limits), Washer and dryer, Roof leak, HVAC surplus, Garage door opener, Additional refrigerator, Additional wine cooler, Additional freestanding freezer, Additional wet bar refrigerator, Pool, Septic system, Well pump, Water softener, Extended pipe leak, Preseason HVAC tune-up.

Plan Name

Pinnacle Home

Service Fee

$65 - $100

Monthly Cost

$80 - $71

Items covered

Air conditioning, Heat pump, Heating system, Thermostat, Drain line stoppages, Hose bibs, Plumbing system, Plumbing valves, Polybutylene and PEX plumbing systems, Sump pump, Toilets, Water heater, Attic and bathroom exhaust fans, Burglar and fire alarms, Doorbells, Electrical systems, Built-in microwave, Cooktop, Dishwasher, Oven, Range, Refrigerator with ice maker/crusher.

Add-on items

Luxury package (increases coverage limits), Washer and dryer, Roof leak, HVAC surplus, Garage door opener, Additional refrigerator, Additional wine cooler, Additional freestanding freezer, Additional wet bar refrigerator, Pool, Septic system, Well pump, Water softener, Extended pipe leak, Preseason HVAC tune-up.

Best 6 Home Warranty Companies in Newport News, VA - USA Today (5)

Liberty Home Guard

4.5/5

Average monthly costs: $49.99 - $59.99

Liberty Home Guard offers plans with a 60-day workmanship guarantee on completed repairs. Compared to other providers in this piece, it also provides the largest number of coverage add-ons – 38 in total.

What we like

  • Holds high ratings among customer service reviews
  • Covers repairs with a 60-day workmanship guarantee
  • Offers an extensive list of 40+ add-on coverages
  • Provides an easy claims process

What we don't like

  • Lacks transparency on service call fee pricing
  • Excludes coverage for known or unknown pre-existing conditions

Plan Name

Appliance Guard

Service Fee

$65 - $125

Monthly Cost

$49

Items covered

Built-in microwave ovens, Ceiling and exhaust fans, Clothes dryer, Clothes washer, Dishwashers, Garbage disposals, Garage door openers, Ranges/ovens/cooktops, Refrigerator with ice maker and display.

Add-on items

Additional spa, Carpet cleaning, Casita guest unit, Central vacuum, Ejector pump, Electronics protection, Freestanding ice maker, Generator, Grinder pump, Gutter cleaning, In-fridge ice maker, Instant hot water dispenser, Lawn sprinkler system, Lighting fixtures, Limited roof leak, Pest control, Plumbing fixtures, Pool and spa, Power washing (exterior floor0, Pro-series clothes dryer, Pro-series dishwasher coverage, Pro-series microwave, Pro-series range/oven/cooktop coverage, Pro-series refrigerator coverage, Pro-series standalone freezer, Pro-series washing machines, Re-key services, Reverse osmosis water filter system, Saltwater pool, Second refrigerator, Septic system pumping, Stand-alone freezer, Sump pump, Swamp cooler, Trash compactor, TV mounting (up to 65 in), TV mounting (up to 85 in), Water dispenser water line, Water softener, Well pump, Window washing/cleaning, Wine cooler/fridge.

Plan Name

Systems Guard

Service Fee

$65 - $125

Monthly Cost

$54

Items covered

Air conditioning, Ductwork, Heating, Electrical, Plumbing, Water heaters.

Add-on items

Additional spa, Carpet cleaning, Casita guest unit, Central vacuum, Ejector pump, Electronics protection, Freestanding ice maker, Generator, Grinder pump, Gutter cleaning, In-fridge ice maker, Instant hot water dispenser, Lawn sprinkler system, Lighting fixtures, Limited roof leak, Pest control, Plumbing fixtures, Pool and spa, Power washing (exterior floor0, Pro-series clothes dryer, Pro-series dishwasher coverage, Pro-series microwave, Pro-series range/oven/cooktop coverage, Pro-series refrigerator coverage, Pro-series standalone freezer, Pro-series washing machines, Re-key services, Reverse osmosis water filter system, Saltwater pool, Second refrigerator, Septic system pumping, Stand-alone freezer, Sump pump, Swamp cooler, Trash compactor, TV mounting (up to 65 in), TV mounting (up to 85 in), Water dispenser water line, Water softener, Well pump, Window washing/cleaning, Wine cooler/fridge.

Plan Name

Total Home Guard

Service Fee

$65 - $125

Monthly Cost

$59

Items covered

Air conditioning, Ductwork, Heating, Electrical, Plumbing, Water heaters, Built-in microwave ovens, Ceiling and exhaust fans, Clothes dryer, Clothes washer, Dishwashers, Garbage disposals, Garage door openers, Ranges/ovens/cooktops, Refrigerator with ice maker and display.

Add-on items

Additional spa, Carpet cleaning, Casita guest unit, Central vacuum, Ejector pump, Electronics protection, Freestanding ice maker, Generator, Grinder pump, Gutter cleaning, In-fridge ice maker, Instant hot water dispenser, Lawn sprinkler system, Lighting fixtures, Limited roof leak, Pest control, Plumbing fixtures, Pool and spa, Power washing (exterior floor0, Pro-series clothes dryer, Pro-series dishwasher coverage, Pro-series microwave, Pro-series range/oven/cooktop coverage, Pro-series refrigerator coverage, Pro-series standalone freezer, Pro-series washing machines, Re-key services, Reverse osmosis water filter system, Saltwater pool, Second refrigerator, Septic system pumping, Stand-alone freezer, Sump pump, Swamp cooler, Trash compactor, TV mounting (up to 65 in), TV mounting (up to 85 in), Water dispenser water line, Water softener, Well pump, Window washing/cleaning, Wine cooler/fridge.

Best 6 Home Warranty Companies in Newport News, VA - USA Today (6)

Elite Home Warranty

4.4/5

Average monthly costs: $48.98 - $59.99

Elite Home Warranty offers fully customizable plans with 90-day workmanship guarantees. Customers can build a unique coverage solution that meets their needs.

What we like

  • Allows you to choose your technician
  • Extends a 90-day workmanship guarantee
  • Offers more than 25 add-ons

What we don't like

  • Charges higher service fees for high-end appliances
  • Doesn't provide an online quote
  • Limits repair and replacement coverage caps for older items

Plan Name

Elite Appliances

Service Fee

$70

Monthly Cost

$48

Items covered

Built-in microwave, Ceiling fans, Clothes dryer, Clothes washer, Cooktop, Dishwasher, Garbage disposal, Oven, Range, Refrigerator, ice maker, and water dispenser.

Add-on items

annual maintenance, attic exhaust fan, central vacuum, effluent pump, ejector pump, freestanding freezer, freestanding icemaker, freestanding spa equipment, generator, geothermal heating and cooling system, grinder pump, guest house, jetted hot tub, lawn sprinkler system, lift pump, limited roof-leak repair, pool and spa equipment, pool equipment, premium appliances, premium benefits, premium systems, premium systems plus, service line, septic system, sump pump, swamp cooler, water filtration system, water softener, well pump, wine cooler.

Plan Name

Elite Systems

Service Fee

$70

Monthly Cost

$54

Items covered

Electrical system, Garage door opener, Air conditioning system, Heating system, Plumbing fixtures, Plumbing stoppages, Plumbing system, Water heater.

Add-on items

annual maintenance, attic exhaust fan, central vacuum, effluent pump, ejector pump, freestanding freezer, freestanding icemaker, freestanding spa equipment, generator, geothermal heating and cooling system, grinder pump, guest house, jetted hot tub, lawn sprinkler system, lift pump, limited roof-leak repair, pool and spa equipment, pool equipment, premium appliances, premium benefits, premium systems, premium systems plus, service line, septic system, sump pump, swamp cooler, water filtration system, water softener, well pump, wine cooler.

Plan Name

Elite Complete

Service Fee

$70

Monthly Cost

$59

Items covered

Built-in microwave, Ceiling fans, Clothes dryer, Clothes washer, Cooktop, Dishwasher, Garbage disposal, Oven, Range, Refrigerator, ice maker, and water dispenser, Electrical system, Garage door opener, Air conditioning system, Heating system, Plumbing fixtures, Plumbing stoppages, Plumbing system, Water heater.

Add-on items

annual maintenance, attic exhaust fan, central vacuum, effluent pump, ejector pump, freestanding freezer, freestanding icemaker, freestanding spa equipment, generator, geothermal heating and cooling system, grinder pump, guest house, jetted hot tub, lawn sprinkler system, lift pump, limited roof-leak repair, pool and spa equipment, pool equipment, premium appliances, premium benefits, premium systems, premium systems plus, service line, septic system, sump pump, swamp cooler, water filtration system, water softener, well pump, wine cooler.

Plan Name

Customize Your Own

Service Fee

$70

Monthly Cost

Varies

Add-on items

annual maintenance, attic exhaust fan, central vacuum, effluent pump, ejector pump, freestanding freezer, freestanding icemaker, freestanding spa equipment, generator, geothermal heating and cooling system, grinder pump, guest house, jetted hot tub, lawn sprinkler system, lift pump, limited roof-leak repair, pool and spa equipment, pool equipment, premium appliances, premium benefits, premium systems, premium systems plus, service line, septic system, sump pump, swamp cooler, water filtration system, water softener, well pump, wine cooler.

Best 6 Home Warranty Companies in Newport News, VA - USA Today (7)

American Home Shield

4.4/5

Average monthly costs: $29.99 - $89.99

An industry veteran, American Home Shield has been in business since 1971. It provides three coverage plans and six optional add-ons.

What we like

  • Offers generous coverage caps
  • Allows customers to build their own plans
  • Provides the option to choose the service fee you want to pay

What we don't like

  • Doesn’t let customers choose their own technician
  • Offers limited add-on options

Plan Name

ShieldSilver

Service Fee

$125 - $100

Monthly Cost

$29 - $39

Items covered

Air conditioners, Built-in exhaust/vent/attic fans, Ceiling fans, Doorbells and chimes, Ductwork, Faucets and valves, Garage-door openers, Heating units, Interior electrical lines, Interior plumbing lines, Main breaker and fuse panel box, Toilets, Water heaters, Whirlpool tub motor and components.

Add-on items

Electronics Protection Plan (not available in CA. Provided by Allstate Protection Plans), Pool, Spa, Guest Unit, Septic Pump, Well Pump.

Plan Name

ShieldGold

Service Fee

$125 - $100

Monthly Cost

$49 - $59

Items covered

Air conditioners, Built-in exhaust/vent/attic fans, Built-in microwave ovens, Ceiling fans, Clothes dryers, Clothes washers, Dishwashers, Doorbells and chimes, Ductwork, Faucets and valves, Garage-door openers, Garbage disposals, Heating units, Instant hot/cold water dispensers, Interior electrical lines, Interior plumbing lines, Main breaker and fuse panel box, Ranges/cooktops, Refrigerators, Ovens, Toilets, Water heaters, Whirlpool tub motor and components.

Add-on items

Electronics Protection Plan (not available in CA. Provided by Allstate Protection Plans), Pool, Spa, Guest Unit, Septic Pump, Well Pump.

Plan Name

ShieldPlatinum

Service Fee

$125 - $100

Monthly Cost

$79 - $89

Items covered

Air conditioners, Built-in exhaust/vent/attic fans, Built-in microwave ovens, Ceiling fans, Clothes dryers, Clothes washers, Dishwashers, Doorbells and chimes, Ductwork, Faucets and valves, Garage-door openers, Garbage disposals, Heating units, Instant hot/cold water dispensers, Interior electrical lines, Interior plumbing lines, Main breaker and fuse panel box, Ranges/cooktops, Refrigerators, Roof-leak repairs, Ovens, Toilets, Water heaters, Whirlpool tub motor and components.

Add-on items

Electronics Protection Plan (not available in CA. Provided by Allstate Protection Plans), Pool, Spa, Guest Unit, Septic Pump, Well Pump.

Best 6 Home Warranty Companies in Newport News, VA - USA Today (8)

First American Home Warranty

4.3/5

Average monthly costs: $47.00 - $87.00

First American provides generous appliance coverage maximums in every plan. If you add the First American Advantage upgrade, miscellaneous items like appliance knobs and dials could also get protection.

What we like

  • Allows you to choose your service call fee
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • Accepts 24/7 service calls
  • Offers replacement of some covered items that are too damaged to repair

What we don't like

  • Doesn’t let customers choose their own contractor
  • Charges higher for coverage compared to other providers

Plan Name

Starter Plan

Service Fee

$125 - $75

Monthly Cost

$47 - $67

Items covered

Ductwork, Heating system, Refrigerant, Electrical systems, Plumbing systems, Plumbing stoppages, Toilet tank/bowl/mechanisms, Built-in microwave, Dishwasher, Kitchen range hood, Oven/range/cooktop, Refrigerator.

Add-on items

Additional refrigeration, Central air conditioning, HVAC tune-up, Limited roof-leak, Pool/spa equipment, Septic tank pumping/system, Water softener, Well pump.

Plan Name

Essential Plan

Service Fee

$125 - $75

Monthly Cost

$52 - $72

Items covered

Air conditioning, Ductwork, Heating system, Mini-split ductless systems, Refrigerant, Ceiling/attic/exhaust fans, Electrical systems, Garage door opener, Plumbing systems, Plumbing stoppages, Toilet tank/bowl/mechanisms, Water heaters, Built-in microwave, Clothes dryer, Clothes washer, Dishwasher, Kitchen range hood, Oven/range/cooktop, Refrigerator, Trash compactor.

Add-on items

Additional refrigeration, Central air conditioning, HVAC tune-up, Limited roof-leak, Pool/spa equipment, Septic tank pumping/system, Water softener, Well pump.

Plan Name

Premium Plan

Service Fee

$125 - $75

Monthly Cost

$67 - $87

Items covered

Air conditioning, Central vacuum system, Ductwork, Heating system, Mini-split ductless systems, Refrigerant, Registers, grills and filters, Window AC unit, Ceiling/attic/exhaust fans, Electrical systems, Garage door opener, Garage door springs, hinges and transmitters, Faucets, Hose bibs, Install ground-level cleanout, Plumbing systems, Plumbing stoppages, Shower head/shower arm, Toilet tank/bowl/mechanisms, Water heaters, Built-in microwave, Clothes dryer, Clothes washer, Dishwasher, Garbage disposal, Instant hot water dispenser, Kitchen range hood, Luxury appliance, Oven/range/cooktop, Refrigerator, Trash compactor.

Add-on items

Additional refrigeration, Central air conditioning, HVAC tune-up, Limited roof-leak, Pool/spa equipment, Septic tank pumping/system, Water softener, Well pump.

Best 6 Home Warranty Companies in Newport News, VA - USA Today (9)

Select Home Warranty

3.8/5

Average monthly costs: $44.42 - $47.75

Select Home Warranty plans have low premiums, and each one includes coverage for roof leaks.

What we like

  • Provides low service fees compared to other home warranty providers
  • Includes two extra months of coverage in annual signup
  • Has an appliance-only, systems-only, and combo plan option

What we don't like

  • Has a $75 cancellation fee
  • Low coverage caps

Plan Name

Bronze Care Plan

Service Fee

$75

Monthly Cost

$44

Items covered

Built-in microwave, Clothes dryer, Clothes washer, Cooktop, Dishwasher, Garbage disposal, Refrigerator, Stove/oven.

Add-on items

Central vacuum, Lawn sprinkler system, Pool, Roof leak, Septic system, Spa, Stand-alone freezer, Sump pump, Well pump.

Plan Name

Gold Care Plan

Service Fee

$75

Monthly Cost

$44

Items covered

AC/cooling, Ductwork, Heating system, Plumbing system, Water heater, Electrical system.

Add-on items

Central vacuum, Lawn sprinkler system, Pool, Roof leak, Septic system, Spa, Stand-alone freezer, Sump pump, Well pump.

Plan Name

Platinum Care Plan

Service Fee

$75

Monthly Cost

$47

Items covered

AC/cooling, Ductwork, Heating system, Plumbing stoppages, Plumbing system, Water heater, Ceiling fan, Electrical system, Garage-door openers, Built-in microwave, Clothes dryer, Clothes washer, Cooktop, Dishwasher, Garbage disposal, Refrigerator, Stove/oven.

Add-on items

Central vacuum, Lawn sprinkler system, Pool, Roof leak, Septic system, Spa, Stand-alone freezer, Sump pump, Well pump.

Cost of a home warranty in Newport News

The cost of a home warranty is in line with the national average, and it largely depends on how frequently you want to make payments. The national average is around $40.91 to $77.05 per month, or $563.62 to $927.43 per year. We calculated the average by requesting hundreds of quotes using 2,000-square-foot, single-family homes across each state the providers service.

Home warranty coverage

With a home warranty, you'll have extra coverage for major systems and home appliances. However, it's not a substitute for homeowners insurance, and there are some exclusions to coverage. Below, we'll talk about what's generally covered and what's not.

What are the typical items covered under a home warranty?

  • Built-in microwaves
  • Clothes dryers
  • Washing machines
  • Cooktops
  • Dishwashers
  • Refrigerators

The first category of items home warranties cover is kitchen appliances and household items. This category includes the following: When you purchase a home warranty, you're also getting coverage for major home systems. While different plans have different coverage scopes for this category, the following systems may be included:

  • Electrical
  • Central vacuum
  • Water heater
  • HVAC
  • Plumbing

What items are typically not covered under a home warranty?

Like other service contracts, home warranties won't cover certain components or appliances. These are called exclusions. Generally, home warranties won't cover item breakdowns caused by damage outside of normal wear and tear. For example, if your air conditioner stops working due to a dirty air filter, home warranty companies likely won't cover the repairs since air filter replacement falls under routine maintenance.

    Additionally, home warranties won't cover the following:
  • Improper system or appliance installation
  • Rust or corrosion damage
  • Preexisting conditions
  • Acts of nature
  • Cosmetic damage
  • Hazardous waste

Questions to ask home warranty providers in Newport News

Before you purchase a home warranty plan, discuss these crucial questions with each provider you're considering.

What items does my policy cover?

Before asking a home warranty company for a quote, write down the specific systems and appliances that you need covered. Then, confirm the company has plans meeting your needs. Some providers separate appliance and system coverage into different plans. Most home warranty companies also sell optional add-ons for things like septic tank pumping and sump pumps. Evaluate what add-ons you might need and how much they'll add to the home warranty cost.

How long is my home warranty good for?

A typical home warranty plan is good for one year from the coverage effective date, which is 30 days after the initial sign-up date. The 30-day waiting period is designed as a way to deter customers from filing claims for preexisting conditions. A home warranty may last longer than 12 months if you purchase a multiyear plan.

What contractors do you work with?

Ask potential home warranty companies about their network of local service contractors. A contractor must have the proper local and state licensing to access the company's network. If your area has no in-network contractors nearby, the warranty company may let you choose your own. You can verify a contractor's license by searching the Virginia Department of Professional and Occupational Regulation database.

How does your claims approval process work?

Understanding how a company’s claims process works often makes the difference between claim approval and denial. Home warranty providers typically accept claims via an online portal or a 24/7 claims hotline. Typical response times are within 24 to 48 hours of filing, though there may be processing delays if you file outside normal business hours. After you file your claim, a staff member will review it and connect you with an in-network repair contractor. The contractor's team will schedule a meeting with you to inspect the issue and diagnose the problem. Once the company grants final approval, the contractor can proceed with repairs.

Can I transfer my policy to the next owner of my home?

Most home warranty companies allow you to transfer your policy to a new person who moves into the home the policy covers. Generally, transferring a home warranty policy to a new homeowner is free of charge, although some companies charge a transfer fee to offset administrative costs. Some home warranty companies also offer special coverage plans that are easily transferred to prospective buyers. Home sellers buy these home warranty plans to increase their home's appeal.

Home warranty contract fine print

Before buying a home warranty, examine the company's sample contracts and policies. Understanding a provider's terms and conditions can help you decide whether they're a good fit for you. It'll also help you advocate for yourself if you need to file a claim. Look for these key stipulations and clauses:

  • Exclusions: Even if a system is covered under your home warranty, it might still have exclusions for certain components. A sample contract should itemize these exclusions.
  • Workmanship guarantee: Home warranties typically offer workmanship guarantees that are at least 30 days long. If an in-network technician attempted to fix your appliance or system, and you still have issues with it, the company won't assess an additional service call fee for new repairs.
  • Cancellation: Each home warranty company has a cancellation policy in its sample contract. Many companies will refund your annual premium in full if you cancel within the first 30 days of enrollment.
  • Service call fee: Each time you file a claim, the home warranty or repair company will levy a service call fee. These fees usually run from $75 to $125.
  • Coverage limit: Each home warranty has a coverage limit that stipulates how much a company will cover per individual claim. Warranty contracts could also have annual coverage limits.

Facts about Newport News

Average High in July

83°F

Newport News

83°F

National Average

Average Low in January

33°F

Newport News

17°F

National Average

Average Daily Sunlight

70%

Newport News

69%

National Average

Our Top Pick

Best 6 Home Warranty Companies in Newport News, VA - USA Today (10)

4.5

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Extends 60-day workmanship guarantee
  • Holds high customer ratings
  • Offers customization with 38 add-ons

GET ESTIMATE

Best 6 Home Warranty Companies in Newport News, VA - USA Today (11)

4.4

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Covers rust and corrosion damage
  • Offers comprehensive coverage limits
  • Provides flexible service fees

GET ESTIMATE

Best 6 Home Warranty Companies in Newport News, VA - USA Today (12)

3.8

Our Rating

Ratings are based on our detailed proprietary methodology and review standards.

  • Charges low premiums
  • Includes roof-leak coverage
  • Offers solid HVAC coverage

GET ESTIMATE

Our methodology for selecting home warranty providers

We review national home warranty providers against our full home warranty methodology. We score warranty providers based on coverage options and limits, price, brand reputation, customer service, extra features and availability.

Contact us at

feedback@homefront.usatoday.com

if you have questions or feedback on this article

Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics. Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information. Go back to top

Our editors may use AI as an input tool to tailor information in local markets. All content goes through a rigorous research and review process led by our team of writers and editors.

More on this topic...

The best home warranty companies of April 2024

We ranked the best home warranties based on coverage options, cost, reputation and additional features. 2-10 Home Buyers Warranty scored the highest.

foundationApr. 25

Do you need a home warranty for new construction?

Become familiar with your manufacturer's warranty and builder's warranty to determine whether you need a home warranty for new construction.

home_warrantyApr. 25

How much do home warranties cost? 2024 update

We surveyed 1,000 homeowners to calculate a national average home warranty cost of $94 per month or $1,033 per year.

home_warrantyApr. 25

How does a home warranty work? 2024 guide

A home warranty pays for fixing or swapping out your home’s systems and appliances when they fail. Learn more about how a home warranty works in our guide.

home_warrantyApr. 22

Need extra protection for your systems and appliances? Here’s how to buy a home warranty

This guide on how to buy a home warranty focuses on key factors such as coverage, price and provider reputation.

home_warrantyApr. 11

We also have home warranty companies in:

  • Aspen Hill
  • Bethesda
  • Cary
  • Charlottesville
  • Cherry Hill
  • Chesapeake
  • Dale City
  • Durham
  • Fredericksburg
  • Glen Burnie
  • Greenville
  • Mechanicsville
  • Norfolk
  • Portsmouth
  • Reston
  • Rockville
  • Salisbury
  • Severn
  • Silver Spring
  • Springfield
  • Suffolk
  • Tuckahoe
  • Virginia Beach
  • Washington

Other services for you in Newport News, Va.

  • Moving
  • Air Conditioning Repair
  • Deck Building
  • Foundation Repair
  • Gutter Cleaning
  • Gutter Installation
  • Gutter Repair
  • Lawn Care
  • Moving
  • Pest Control
  • Roof Repair
  • Solar Installation
  • Tree Removal
  • Window Repair
  • Window Replacement
Best 6 Home Warranty Companies in Newport News, VA - USA Today (2024)
Top Articles
Latest Posts
Article information

Author: Sen. Ignacio Ratke

Last Updated:

Views: 6097

Rating: 4.6 / 5 (76 voted)

Reviews: 83% of readers found this page helpful

Author information

Name: Sen. Ignacio Ratke

Birthday: 1999-05-27

Address: Apt. 171 8116 Bailey Via, Roberthaven, GA 58289

Phone: +2585395768220

Job: Lead Liaison

Hobby: Lockpicking, LARPing, Lego building, Lapidary, Macrame, Book restoration, Bodybuilding

Introduction: My name is Sen. Ignacio Ratke, I am a adventurous, zealous, outstanding, agreeable, precious, excited, gifted person who loves writing and wants to share my knowledge and understanding with you.